Benefit from essential identity monitoring, protection and resolution services all at a special discounted rate for federal employees.
Members have access to continuous credit monitoring through TransUnion only. Monitoring can be accessed immediately by the member via the service portal dashboard. Credit activity will be reported promptly to the member via an email alert. Monitoring does not affect an individual’s credit score, nor does it appear as a hard inquiry on his or her credit report when accessed by a third party. The credit monitoring service will alert members to activity up to and including new delinquent accounts, fraud alerts, improved account, new account, new address, new bankruptcy, new employment, new account inquiry, and new public records.
Members will be notified via email when a creditor requests their TransUnion credit file for the purposes of opening a new credit account. Alerts may also be triggered when a creditor requests a member’s credit file for changes that would result in a new financial obligation, such as a new cell phone account, a lease for a new apartment, or even for an application for a new mortgage. Inquiry alerts can be helpful in determining when an identity thief is opening a new account without the member’s authorization.
Our industry-leading identity restoration experts are ready and waiting to help restore your identity. Unlike other providers in the market, we don’t waste time retaining an insurer to restore your identity as we have a fully integrated partnership allowing Kroll’s Licensed Private Investigators to handle your identity restoration needs.
A quarterly credit score from TransUnion that plots the member’s score quarter by quarter on a graph. Upon enrollment and quarterly thereafter, members will be able to see how their credit scores have changed over time, along with score factors that provide insight into what events may have caused their specific credit score to change.